A Nigerian man recently shared a dramatic conversation. His “talking stage” insulted him. He had asked for a N20,000 loan repayment.
Tony Cruise, known on TikTok, posted the chat. The interaction involved an unnamed woman.
Requesting a Loan: A Contentious Exchange
The man loaned the woman N20,000 in November. He requested its return.
She first cited a non-functional banking app. Then, she aggressively confronted him.
Woman Shames Man for Asking for Money
The woman started mocking him. She ridiculed his request for repayment.
She argued he should not have asked. Despite her “borrow” claim, she never intended to repay.
“Even if I say ‘borrow’,” she questioned, “does that mean you expect repayment?”


After prolonged arguments, the man conceded. He chose to forfeit the N20,000.
“I anticipated this outcome,” the man stated resignedly. “I paid to confirm my suspicions. It’s fine; enjoy.”

The entire interaction was documented. A TikTok video showcased the full exchange.
Watch the full TikTok video for more details on this viral story.